These Terms & Conditions govern your access to and use of the ph78 online casino platform. Please read them carefully before registering or placing any bets. By using ph78, you agree to be bound by these terms.
Key Points at a Glance
You must be at least 21 years of age to register and use ph78. This is a strict requirement under PAGCOR regulations governing online casino gaming in the Philippines. Age verification may be required at any time.
Each player is permitted to hold only one ph78 account. Duplicate accounts are strictly prohibited and will result in suspension of all associated accounts and forfeiture of any balances or bonuses held within them.
ph78 uses certified RNG technology for all games. Any attempt to exploit software bugs, use automated bots, engage in collusion, or manipulate game outcomes is strictly forbidden and will result in immediate account termination.
All transactions are processed in Philippine Peso (PHP). ph78 supports GCash, PayMaya, and bank transfers via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Cryptocurrency and credit card gambling deposits are not accepted.
All bonuses and promotions offered by ph78 are subject to specific wagering requirements, time limits, and game restrictions. Bonus abuse — including creating multiple accounts to claim bonuses — will result in forfeiture and account suspension.
ph78 is committed to responsible gaming. Players may set deposit limits, request cooling-off periods, or self-exclude at any time. If gaming is causing harm, please visit our Responsible Gaming page for support resources.
Important Notice: These Terms & Conditions constitute a legally binding agreement between you and ph78. By accessing or using the ph78 platform, you confirm that you have read, understood, and agree to be bound by these terms in their entirety. If you do not agree, you must not use the ph78 platform.
These Terms and Conditions ("Terms") govern the relationship between ph78 ("the Platform," "we," "us," or "our") and any individual ("Player," "User," "you," or "your") who accesses, registers on, or uses the ph78 online casino platform available at ph78.one.
By completing the registration process, accessing the ph78 platform, or placing any wager, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. These Terms apply to all services offered by ph78, including but not limited to live casino games, slot games, fishing games, bingo, sports betting, and any promotional or bonus programs.
ph78 reserves the right to update or modify these Terms at any time. Continued use of the platform following the publication of any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
Access to and use of the ph78 platform is strictly restricted to individuals who are 21 years of age or older. This requirement is mandated by PAGCOR (Philippine Amusement and Gaming Corporation) regulations governing online casino gaming in the Philippines. ph78 takes underage gambling extremely seriously and employs age verification procedures to enforce this requirement.
The ph78 platform is intended for use by residents of the Philippines. It is your sole responsibility to ensure that your use of the ph78 platform complies with the laws and regulations applicable in your jurisdiction. ph78 makes no representation that the services offered are legal or available in jurisdictions outside the Philippines.
You are not eligible to register or use ph78 if any of the following apply:
Each player is permitted to maintain only one (1) active account on the ph78 platform. The creation of multiple accounts — whether under the same name, different names, or using different email addresses or payment methods — is strictly prohibited. ph78 reserves the right to close all duplicate accounts and forfeit any balances or bonuses held within them.
You must provide accurate, complete, and truthful information when registering your ph78 account. This includes your full legal name, date of birth, residential address, and contact details. ph78 may request supporting documentation to verify the information you provide at any time, including during the withdrawal process.
ph78 is required to conduct Know Your Customer (KYC) verification in accordance with applicable Philippine anti-money laundering regulations. You may be required to submit a valid government-issued ID (such as a Philippine passport, SSS ID, UMID, or driver's license), proof of address, and proof of payment method ownership before withdrawals are processed.
You may request the closure of your ph78 account at any time by contacting our support team. ph78 reserves the right to close or suspend any account at its sole discretion, including where there is evidence of fraud, breach of these Terms, or regulatory requirement to do so.
You are solely responsible for maintaining the confidentiality of your ph78 account credentials, including your username and password. You must not share your login details with any third party. ph78 will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your credentials secure.
You must notify ph78 immediately if you suspect unauthorized access to your account. ph78 recommends enabling two-factor authentication (2FA) for additional account security. Any activity conducted through your account — whether authorized by you or not — remains your responsibility until you have notified ph78 of a security breach.
ph78 accepts deposits and processes withdrawals exclusively through the following Philippine-regulated payment channels: GCash, PayMaya (Maya), and bank transfers via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit cards linked to eligible Philippine bank accounts may also be accepted.
Cryptocurrency of any kind is not accepted. Credit card deposits for gambling purposes are not accepted, in compliance with current Philippine payment regulations.
All transactions on the ph78 platform are denominated in Philippine Peso (PHP / ₱). ph78 does not accept deposits or process withdrawals in foreign currencies.
Withdrawal requests are subject to identity verification and compliance review. ph78 aims to process approved withdrawals within one (1) to three (3) business days, though GCash and PayMaya withdrawals are typically processed more quickly. ph78 reserves the right to delay or withhold withdrawals pending completion of KYC verification or investigation of suspected fraudulent activity.
Minimum deposit and withdrawal amounts, as well as any applicable transaction limits, are displayed within the ph78 platform cashier section and may be updated from time to time. It is your responsibility to review current limits before initiating a transaction.
All bonuses, free spins, cashback offers, and promotional rewards offered by ph78 are subject to specific terms and conditions, including wagering requirements, minimum deposit thresholds, eligible games, and expiry dates. These specific terms are published alongside each promotion and form part of these Terms.
Bonus funds must be wagered a specified number of times before they — or any winnings derived from them — may be withdrawn. The applicable wagering multiplier is stated in each promotion's specific terms. ph78 reserves the right to void bonus winnings where wagering requirements have not been met.
ph78 strictly prohibits bonus abuse, including but not limited to: creating multiple accounts to claim bonuses more than once, using low-risk betting strategies to meet wagering requirements without genuine gameplay intent, and exploiting errors or technical faults in bonus calculations. ph78 reserves the right to withhold bonuses and associated winnings, and to suspend accounts, where bonus abuse is detected.
All games available on the ph78 platform use certified Random Number Generator (RNG) technology to ensure that game outcomes are genuinely random and not influenced by any external factor. Live dealer games are conducted by trained dealers in real time and are subject to the rules displayed within each game interface.
In the event of a discrepancy between the result displayed on your screen and the result recorded on ph78's servers, the server record shall be deemed authoritative. ph78 is not liable for losses arising from connectivity issues, device malfunctions, or interrupted sessions on the player's side.
Game rules, return-to-player (RTP) percentages, and paytable information are available within each game. It is your responsibility to familiarize yourself with the rules of any game before placing a wager.
The following conduct is strictly prohibited on the ph78 platform and will result in immediate account suspension, forfeiture of balances, and may be reported to relevant authorities:
All content on the ph78 platform — including but not limited to the ph78 brand name, logo, website design, game graphics, software, text, and promotional materials — is the intellectual property of ph78 or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the ph78 platform for personal, non-commercial entertainment purposes only. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any ph78 content without prior written consent.
To the fullest extent permitted by applicable Philippine law, ph78 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the ph78 platform, including but not limited to loss of winnings, loss of data, or loss of profits.
ph78's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the platform shall not exceed the total amount deposited by you into your ph78 account in the thirty (30) days preceding the event giving rise to the claim.
ph78 does not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. You access and use the platform at your own risk.
ph78 collects, processes, and stores your personal data in accordance with our Privacy Policy, which forms an integral part of these Terms. By registering on ph78, you consent to the collection and processing of your personal data as described in the Privacy Policy.
ph78 implements industry-standard security measures, including 256-bit SSL encryption, to protect your personal and financial data. However, no method of electronic transmission or storage is completely secure, and ph78 cannot guarantee absolute data security.
ph78 is committed to promoting responsible gaming practices among all Filipino players. We provide the following tools to help players maintain control over their gaming activity:
If you believe that gambling is negatively affecting your life or the lives of those around you, we strongly encourage you to visit our Responsible Gaming page for self-assessment tools and access to professional support resources available in the Philippines.
⚠️ Gambling is addictive. Know when to stop.
ph78 reserves the right to amend, update, or replace these Terms at any time. Where changes are material, ph78 will endeavor to provide reasonable notice to registered players via email or an in-platform notification. Your continued use of the ph78 platform following the effective date of any amendment constitutes your acceptance of the revised Terms.
If you do not agree with any amendment to these Terms, you must cease using the ph78 platform and may request account closure by contacting our support team.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms or your use of the ph78 platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
Before initiating formal legal proceedings, you agree to first contact ph78's support team to attempt to resolve the dispute informally. ph78 will endeavor to respond to and resolve all complaints within a reasonable timeframe.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the ph78 support team. Our customer support is available 24 hours a day, 7 days a week via live chat on the ph78 platform.
You may also reach us by email at: [email protected]
ph78.one · Philippines · Regulated under PAGCOR guidelines
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21+ only · PAGCOR regulated · GCash & PayMaya accepted